Contractors Insurance in San Antonio, TX
Contractors insurance policies can help safeguard your business’s finances from unexpected risks. While policies can vary depending on your own circumstances, our brokers typically recommend the following:
- General liability insurance can cover third-party claims of bodily injury, property damage or personal injury that may occur as a result of your operations.
- Workers’ compensation insurance can help pay for employees’ medical expenses and lost wages after an on-the-job accident.
- Commercial auto insurance can cover vehicles used for business purposes if stolen or damaged by a covered event.
- Professional liability insurance can cover claims of negligence or errors made against your business.
- Tools and equipment insurance can help with the cost of replacing or repairing your equipment if it is stolen or damaged.
Who Needs Contractors Insurance in Texas?
Contractors insurance can be valuable for a wide range of professionals, including:
- Independent contractors and subcontractors
- Small construction business owners
- Electricians, plumbers, HVAC technicians, and other tradespeople
- Remodelers and home builders
While certain types of coverage, such as workers’ compensation, may not be mandatory for all businesses, many clients and project owners may require proof of insurance policies as part of a contractual agreement, or before any work begins.
How Can Bienvenido Insurance Support Contractors
Our team at Bienvenido Insurance collaborates closely with contractors throughout San Antonio, TX to assess your risks and recommend tailored insurance solutions.
We can help you:
- Understand your coverage options and requirements
- Compare policies from leading insurers
- Find cost-effective solutions that fit your business needs
- Stay compliant with state regulations
Contact Bienvenido Insurance today to request personalized quotes.